About Us

We created this price transparency website to help consumers comparison shop and look-up prices for routine health care services including MRIs, x-rays, mammograms, vaccinations, lab tests, office visits, vision, dental and many other services. We believe that when consumers have information about quality and price, they make informed choices and as a result their health care dollars go further. Prices in our directory are collected from multiple sources including consumers posting prices they paid for actual services, providers submitting prices for their services, Government CMS Medicare payment data for common procedures, and indexing public websites that publish prices for services.

Most insurance plans do not publish true prices, and providers often cannot tell you the true price of their service. This creates a real challenge for cost-conscious consumers trying to make the most out of their health care dollars when they don't know in advance the true price of the specific service they will be purchasing.

In today's health care system, a provider will have many different prices (sometimes up to 100) for the exact same service. The different prices are a result of the different contracted rates each insurance plan negotiated with the provider. The specific insurance plan you have determines the price you pay -- what we refer to as the true price. How do you know if you are overpaying for a service if you don't know in advance what you will be charged? What is the average price for this type of service? How much did other consumers pay for the exact same service? If you are uninsured, what discount can you expect to receive from this provider? Where can you find the best value in your neighborhood? The answer to all these questions can be found in OutofPocket.com.

Waiting for insurance plans to agree to disclose their "secret" pricing and providers to make their prices public could take a long time. We decided to solve this problem today by building a website that enables consumers to anonymously post/share price they paid for actual visits, along with their recommendations on the provider. The more people that participate - the more meaningful the directory will become. In fact, if enough consumers participate to share prices, consumers collectively will have created a very powerful and meaningful directory of true prices. The website benefits all consumers including the insured, uninsured and even the under-insured. In addition to collecting consumer generated prices in the directory, we also invite providers to send us their services/prices for inclusion in the directory.

We need your help spreading the word about OutofPocket.com. Tell your family, friends and co-workers and while you're at it, don't forget to post/share the prices you paid for routine services by adding them to our directory.

OutOfPocket.com is a service of Flying Aces Technology, Inc., a well-regarded technology services company located in the Chicago area. Founded in 1995, Flying Aces provides technology consulting services and custom software solutions for a variety of clients both local and national. One of our key practice areas is health care information technology. We have developed a broad expertise working with hospitals, labs, physicians, software vendors and consulting firms including: Abbott Molecular, Advocate Health Partners, Allscripts, Becton Dickinson & Company, Genesis Clinical Laboratory, Medicity, Noteworthy Medical Systems and Park City Solutions. For more information, visit Flying Aces Technology.

Leadership Team

Mona Lori, Principal

Mona Lori is an accomplished marketing professional with a solid background in information technology, and has a track record for delivering successful business solutions. She is a leader who combines entrepreneurial skills with her technical background to initiate and execute successful project plans for established and start-up businesses. Mona holds a great understanding of technology and what it takes to manage, develop and deliver profitable solutions to meet market needs. She is characterized as an enthusiastic, results-driven leader who works well with cross-functional teams. Mona has a passion and a natural talent for helping employers reduce their health care costs, and her lifelong ambition is to climb Mount Everest. She enjoys swimming, biking, gardening, vacations, and spends a great deal of her free time coaching and volunteering in the community.

Patrick Frisbie, Principal

Patrick Frisbie is a successful entrepreneur who has extensive technical and management expertise in information systems spanning work-group computing, enterprise systems, and Internet technology. His many years of experience include big four consulting, start-ups, commercial software development, and freelance software engineering. Patrick has been involved in a number of start-up businesses in Health Care, eCommerce, Security/Auditing and Internet Promotions, including the founding of Flying Aces Technology. He has received numerous professional awards and is a published author. Patrick has a reputation for excellence and is well known for his ability to solve any technical problem in the world. His business experience and technical expertise keep him in constant demand.

Advisory Board

Grace-Marie Turner

Grace-Marie Turner is the Founder and President of the Galen Institute, a non-profit research organization dedicated to free-market ideas for health reform. She has been instrumental in developing and promoting ideas for reform that transfer power over health care decisions to doctors and patients. She speaks and writes extensively about incentives to promote a more competitive, consumer-driven marketplace in the health sector. Grace-Marie speaks extensively in the U.S. and abroad, including at the London School of Economics, Oxford University, and the Gregorian University at the Vatican in Rome. She testifies regularly before Congress and advises the White House, other senior administration officials, governors, and state legislators on health policy. Grace-Marie is founder and facilitator of the Health Policy Consensus Group which serves as a forum for analysts from market-oriented think tanks around the country to analyze and develop policy recommendations. She is the editor of Empowering Health Care Consumers through Tax Reform and produces a widely-read weekly electronic newsletter, Health Policy Matters. She has been published in major newspapers, including The Wall Street Journal and USA Today, she has appeared on ABC’s 20/20 and on hundreds of radio and television programs in the U.S. She also received the 2007 Outstanding Achievement Award for Promotion of Consumer Driven Health Care from Consumer Health World.

Roy Ramthun

Roy Ramthun is President of HSA Consulting Services, a health care consulting practice specializing in Health Savings Accounts and consumer-driven health care issues. Prior to forming his consulting practice, Mr. Ramthun was the Special Assistant to the President for Economic Policy at the White House. As a member of the National Economic Council staff, Mr. Ramthun was the senior health policy advisor to President George W. Bush regarding health care issues involving the Internal Revenue Code (primarily Health Savings Accounts), Medicare, Medicaid, and the Federal Employees Health Benefits Program. Before joining the President's staff, Mr. Ramthun was the Senior Advisor to the Secretary of the U.S. Treasury for health initiatives. In this role, he led Treasury's implementation of Health Savings Accounts after they were enacted into law in December, 2003. Prior to joining the Treasury Department, Mr. Ramthun held a variety of positions during his eight-year tenure at Humana Inc., one of the nation's largest health insurance companies, headquartered in Louisville, Kentucky.